Offer in Compromise
Explore whether the IRS may accept less than the full balance, based on your ability to pay.
Understand OIC qualification →Free tax relief qualification toolTax relief calculator.
Tax relief calculator.
Find your
way forward.
Our free tax relief calculator helps you explore an Offer in Compromise—and other ways to resolve your IRS tax debt.
- ✓Based on published IRS qualification guidance
- ✓Clear results, with the numbers explained
- ✓Options beyond a tax debt settlement
An educational estimate, not an IRS determination. Your eligibility and next steps should be verified by a qualified tax professional.
Your tax relief check100% free
Explore your tax relief options.
Answer questions about your filing status, household, assets, income, and expenses for an educational qualification estimate.
Private, browser-only calculations · How we protect your answers
IRS-based methodologyPublished rules, explained clearly
2026 expense standardsLocal and national allowances
Your answers stay hereNo contact information needed
A practical next stepUnderstand more than one option
There is more than one way forward
Relief can take different forms.
Not qualifying for a settlement does not mean you are out of options.
IRS payment plans
See how an installment agreement could help you address your debt through monthly payments.
Explore payment options →Hardship & penalty relief
Learn about temporary collection delays and reviewing eligible penalties for removal.
Compare all relief options →Clarity, one step at a timeLess guesswork.
Less guesswork.
More understanding.
1
Share your situation
Answer simple questions about your household and finances. No identifying information.
2
Understand your result
See estimated collection potential and the relief paths worth exploring.
3
Verify your options
Take your result to a qualified professional for a review of your individual circumstances.
From an estimate to an informed decisionYour numbers tell a story.
Your numbers tell a story.
A professional can help read it.
Have a tax attorney verify your result, explain the alternatives, and help you understand the next step.
Republic is our publisher’s #1 editorial pick and featured provider. Research and referral disclosure →
Publisher’s #1 pick
Republic Tax Relief
- ✓ Free initial tax-attorney review
- ✓ Review of settlement and other relief options
- ✓ No obligation to hire for representation
Initial attorney-review offer confirmed by the site publisher. Confirm the review scope when scheduling. Paid representation is separate.
A little more clarityGood questions.
Good questions.
Straight answers.
Here is what to know before using a tax relief qualification calculator.
Read all common questions →What does this tax relief calculator check?
It screens filing compliance and estimates available asset equity, monthly disposable income, and Offer in Compromise collection potential. It also explains payment plans, hardship status, penalty relief, and other options.
Is this the official IRS Offer in Compromise tool?
No. Tax Relief Tool is a private educational website. Our calculator follows the published IRS screening framework and current expense standards, but it is not connected to the IRS and cannot approve an application.
What if I do not qualify for an Offer in Compromise?
An installment agreement, partial-payment installment agreement, Currently Not Collectible status, or penalty relief may still be worth reviewing. Eligibility depends on your income, assets, compliance, and the IRS collection deadline.
Do I need to enter my email or Social Security number?
No. Results are available without contact details. Financial answers are calculated in this browser tab and are not submitted to our server or sent to a tax relief provider. Clearing the form or closing the tab removes the active answers.
About this tax relief tool: This private calculator uses published IRS guidance and the June 29, 2026 Collection Financial Standards. It estimates Offer in Compromise collection potential and suggests other tax debt resolution options. It cannot approve relief, access your IRS records, or replace individualized advice.
Editorial disclosure: Republic Tax Relief is the publisher’s #1 pick, followed by Optima Tax Relief and Tax Relief Advocates. The publisher reports client research involving hundreds of conversations; the rankings are editorial judgments, not an independently audited market comparison. Republic receives promotional placement. Read the full disclosure.
Reference: Official IRS Offer in Compromise Pre-Qualifier · Our methodology and limitations